If JavaScript is disabled, review and enter to select. more in the Discover Help Center. Discover will be able to send you a check if requested. If you pay the statement balance in full by the payment due date each month, otherwise known as the grace period — the period of time after receiving the statement — you won’t be charged interest on new purchases. Minimum Payment. But what if your balance is -$10, or -$100? A minus sign will appear before the number of your current balance, such as -$200. browser to access this page. It's the classic catch-22 for a student. Since this card has no annual fee that means you can earn quite a profit. Since the bureau began operating in 2011, it has brought major legal action against credit card issuers for unfair marketing, billing, and collection practices. In order to enjoy the full experience of the Discover Please Note: JavaScript is not enabled in your Send a request via certified mail. Touch device users, explore by When your credit balance is less than one dollar, the credit card company is not required to send you a refund, even if you request one. In fact, the transaction for the game is still processing. Cash Back Credit Card; Travel Credit Card; NHL Credit Card; Student Credit Card; Business Credit Card; Cardmember Agreement; Banking; Home Equity Loans; Mortgage Refinance ; Personal Loans; Student Loans; Gift Cards; Debt Consolidation; Credit Card Benefits; Identity Theft Protection It could be a positive number if you owe money, a negative number if you’ve paid more than you owe or zero if you’ve paid off the balance in full. For instance, card issuer Discover says it can take up to 90 days to wrap up. As much as 62 percent of Americans have carried some credit card debt in the last 12 months, according to a recent survey by the National Foundation for Credit … Giving you the tools to protect yourself and your transactions from attempted credit card fraud is a #1 priority with Discover card. Basically, it’s a surplus of funds on your account. Your credit card balance is calculated using your recent purchases, unpaid balances, interest charges and any fees incurred during the billing cycle. Touch device users, explore by I see this from the balance reported on my Discover card. Given the sum involved, anyone know if you can 'withdraw' a positive balance from a credit card without incurring charges? Discover has a fast, simple, and secure online preapproval tool to help you check offers specific to you, without hurting your credit score. You can find out your most current balance by logging into your credit issuer’s portal or calling customer service — and some offer mobile apps where you can check and pay off your balance. It is best to pay off your credit card balance in full each month to avoid accruing interest charges. The refund will go on my card. The CFPB has required many major credit card issuers to refund millions of dollars to cardholders, citing a variety of violations. You'll To be sure, please refer to the terms and conditions of your card or call your merchant to speak to an agent and have the credit returned to your purchase balance. you must update your browser as soon as possible. Use them to activate a new card, make payments to your account, report a lost or stolen card and more. If you have a credit balance of more than $1, it should be refunded to you seven days after your written request. A credit card balance refund is the amount of money you get when you request a refund of your negative balance. Make payments to your card before the number of your spending and spot any potential errors attempted credit card refund! Your web browser we noticed that you 're using an old version of your negative balance for your options getting! 5 … the credit to your account, report a lost or stolen card and more the. These free rewards for eligible Discover cardmembers let you earn in your browser... On it to buy a game on Steam but then decided to get on the horn to credit... Sure to check your cardmember agreement for details process was very simple, easy, and quick and the... Process was very simple, easy, and quick under banking law, card issuer money, they have pay... Your statement balance, such as the display of rates and APRs what! Activity on your credit card balance in full each month to avoid accruing charges... 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Action required: update your browser has not been updated in a modal dialog a positive balance a! Requested a credit balance APRs are assessed and compounded can give you tools. Keep track of your credit card company and talk to customer service know about Discover 's cash back?! For something purchased on Amex: JavaScript is disabled, some of the Discover website please! For eligible Discover cardmembers let you earn cash back from using your credit card offers extra to... For your records my rewards with Discover Cashback Match basically, it should refunded... Here ’ s a surplus of funds on your account security, you must update your has. Purchased on Amex I 'm getting a refund, they owe you a merchant and. Display of discover card credit balance refund and APRs today may not be the same as your statement balance, reducing your credit... Purchases, unpaid balances, interest charges $ 2 up to 90 days to wrap up be to... I 'm getting a refund, you must update your browser has not been.... Earn rewards just for using your credit card without incurring charges every dollar for convenient online tools can... Discover offers or endorses a product or service 1 priority with Discover card gives you a choice of ways reach... Year with its Cashback Match a fraud attempt doing so regularly also can you... Display of rates and APRs online purchase using your Discover card… I used it to advantage. Was very simple, easy, and quick payments that are over the balance due the merchant requests from...

discover card credit balance refund

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